
ARE YOU A CYCLE-BREAKER?
Changing the story of money in your life starts with small, intentional choices you make today.


THE CORE PILLARS
"The journey I’m on is my own; no one else can hold this vision but me."
Cha of Hey, Budget Mate

Hi, this is Cha!
Have you heard of the "bibingka generation?" 🥧
I am part of that — caught in the fiery squeeze of juggling family responsibilities while carving out my own independence. Like a bibingka being cooked, there’s fire both above and below.
You might find yourself belonging to this generation too if you’re building a family or already have one, all while continuing to support your parents or siblings. I know, it's such a Filipino thing. 🫠
It’s a delicate balancing act that shapes our decisions, priorities, and the life we strive to create for ourselves.
Because of this, my goal has never been just about for my own good. Our shared experiences has allowed me to find purpose at work, and that is to make sure that one fewer person is trapped in the same cycle.
This is why we are called cycle-breakers.